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More than 43 million students and graduates have student loan debt, and with the high cost of post-secondary education, that number will continue to grow.

For students who cannot afford college tuition, loans give them access to higher education, but they are also a significant responsibility and should be treated as such.

The online application process was straightforward and complete.

You can find a checklist online detailing the documents and information you need for the application.

To qualify, your residence needs to meet or exceed a specific LTV, which you can find on the website or by calling.

The LTV, or loan-to-value ratio, is the amount you owe on your home divided by its value.

ACS Education Services offers student loan repayment services and customer care services to consumers.

We found the online application process straightforward and the customer service very good, making this a strong choice for home equity financing.Choosing a lender with educational resources that helps the borrower manage their money is also important.Federal student loans are funded by the government. Federal loans include direct subsidized loans and direct unsubsidized loans, direct PLUS loans (for graduate students and their parents) and Federal Perkins loans.They offer innovative solutions and billing, marketing and business advisory services. has been helping the nation’s leading student loan guarantors not pay millions in loan defaults. This term describes the addition of interest to the principal loan amount borrowed from a loan.They are a national leader in providing default prevention services for student loans. As soon as the private student loan funds are dispersed, the interest accrual begins.

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